Essential Subscriptions

1. Shelter

• Rent: Monthly expense for housing.
• Utilities: Electricity, gas, water, and sewer.
• Maintenance: Repairs or upkeep for the living space.

2. Food and Groceries

• Groceries: Basic items like vegetables, grains, meat, and other staples.
• Dining Out: Occasional meals at restaurants or street food.

3. Transportation

• Fuel/Commuting Costs: For personal vehicles or public transport.
• Vehicle Maintenance: Oil changes, tire replacements, etc.

4. Health and Hygiene

• Routine Medicines or Vitamins.
• Hygiene Products: Soaps, shampoo, toothpaste, etc.
• Haircut etc

5. Clothing

• Basic Wear: Seasonal clothing (if needed).
• Maintenance: Alterations or repairs

6. Communication

• SIM Package: Monthly mobile package.
• Home Internet: Broadband or fiber costs.

7. Education

• Tuition Fees: For self or dependents.
• Stationery or Study Materials: Books, notebooks, etc.
• Online Courses: If upgrading skills or learning something new.

8. Religion and Community

• Charity (Sadaqah or Zakat): Regular donations or contributions.
• Masjid Expenses: Supporting local masajid if customary.

9. Emergencies and Savings

• Emergency Fund Contributions: A portion of income set aside each month.
• Savings: Regularly saving for future goals or security.

10. Social Obligations

• Gifts: For weddings, birthdays, or other occasions.
• Family Support: Contributions to parents or dependents (if applicable).

11. Recreation and Mental Well-being

• Entertainment: Books, and outings.
• Hobbies: Expenses for any personal hobby or activity.

12. Miscellaneous

• Device Upgrades or Repairs: Phones, laptops, etc.
• Pet Care: Food and medical expenses (if applicable).

13. Digital Personal

• Cloud Storage (Optional)
• Website (Optional)
• Canva (Optional)
• Loom (Optional)
• AI Chatbot and/or Coding Agent (Optional)

14. Al Burhan Projects (Tech Club and Others)

• Canva (Already Paid)
• DeepSeek or ChatGPT Free
• Website Costs
• Cloud Computing Free
• Course Platform (Thinkific, Kajabi or Teachable) Free
• Google Workspace for Education Free
• Google Chat or WhatsApp Free
• APIs like OpenAI Free
• Digital Ads Paid
• Email Marketing Paid
• Venue Costs Paid
• Teaching Material Free
• Skill Development for Volunteers Free
• Loom (Already Paid)

15. Business (MicroSaaS if applicable)

• Domain & Website
• Cloud Costs
• GitHub Teams & Copilot
• APIs
• SEO Tools
• Email Campaigns (Mail Chimp, Zoho Campaigns, Hubspot)
• Live Chat (Zen Desk, HubSpot, Zoho Desk,
• CRM (Google Sheets, Zapier, Mailchimp or Hubspot, Clickup or Zoho CRM)
• Web Analytics & Error Tracking
• Loom
• LinkedIn Premium
• Hiring Cost: Engineers (1 Dev and 1 ML), Sales (1 for Support, growth), Marketers (1 for SEO, SMM, Email, Content) and Manager (Product and Project)
• Wiki (Google Docs)
• Project Management (Clickup or Asana or Google Workspace)
• Google Workspace or Zoho (For Office Suite, Meetings, Mail, SSO and Team Chat)